Friday’s Frugal Five

Last week I hit a deer and the insurance company totaled my car.  While the damage wasn’t extensive, the repair cost exceeded the value of the car, well the value of the car to them (not me).



We are buying the car back and the Z Man will make the repairs and we’ll bank the balance of the pay off.  How is this frugal?

  1. Not using the money from the insurance company to buy a new (to me) car.
  2. Buying the car back from the insurance company because we have taken care of the car and know it’s a good car and has more life left in it.
  3. The Z Man will find the replacement parts at a salvage yard, saving a lot of money instead of buying new parts.
  4. I will get a rental car (provided by the insurance company) to drive for 10 days while the Z Man fixes my car, instead of driving our truck that doesn’t get the best gas mileage.
  5. Realizing how fortunate I am to have a husband that is more frugal than I am and is also a Mr. Fix It.
  6. Also realizing that I am much more fortunate than the deer. 😦
  7. Dinners cooked at home, laundry dried on the clothes line, money in the pickle jar and still breathing fresh air (quit smoking).

The things I like about my car are:

  • It’s paid for
  • It gets great gas mileage
  • It’s paid for
  • Insurance is reasonable on it
  • It’s paid for
  • Personal property taxes are low on it
  • And, it’s paid for

I really don’t want a car payment ever again.  A car for me (now) is to get from point A to point B safely and as economically as possible.

What about you, what frugal fun have you had this week?

Till next time,



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